Estimate your equipment financing costs.
Run the numbers before you buy — estimated payments, lease vs. buy comparisons, and potential tax savings. These are planning estimates; we'll get you exact numbers once we know your equipment and business profile.
- Three free calculators: an equipment loan payment estimator, a lease vs. buy comparison, and a Section 179 tax savings estimator.
- Each calculator runs entirely in your browser — no equipment or business details are submitted until you choose to request financing.
- These produce planning estimates, not a loan offer; actual rate, term, and structure depend on lender underwriting.
Equipment Loan Payment Calculator
Estimate the monthly payment for a fully amortizing equipment loan.
This is an estimate for illustration only, not a loan offer. Actual rate, term, and structure depend on lender underwriting and your business's credit profile.
Lease vs. Buy Comparison
Compare an equipment loan (own it at the end) against a lease (lower payment, option to buy at the residual value).
You own the equipment outright.
Return it, or buy it for $15,000.
Illustrative estimate only. Actual lease structures vary by lender (e.g., $1 buyout, FMV, TRAC) and affect payment and tax treatment — we can help you compare real quotes once we know your equipment and timeline.
Section 179 Tax Savings Calculator
Estimate the first-year tax savings from Section 179 and bonus depreciation on a 2026 equipment purchase.
Based on the 2026 Section 179 limit of $2,560,000 (phasing out above $4,090,000 in qualifying purchases) and 100% bonus depreciation under current federal tax law. This is an estimate, not tax advice — confirm current-year limits and eligibility with your tax advisor or IRS.gov before filing.
Submit an inquiry and we'll do the work of finding the institutional lender best suited to your equipment purchase.