Business loans built around how your company actually grows.
Whether it's working capital, a specific piece of equipment, or a growth plan that needs funding, we do the work of matching your inquiry to the institutional lender best positioned to fund it.
- Five North Capital is a financing brokerage, not a direct lender — inquiries are matched to institutional lenders offering term loans, working capital, lines of credit, and equipment financing.
- Loan amounts range from smaller working capital advances to multi-million-dollar financing, depending on the lender and your business's credit and revenue profile.
- There is no cost or obligation to submit an inquiry, and many decisions come back within a few business days once matched to the right lender.
What types of business loans does Five North Capital help arrange?
Our institutional lender network covers a range of business loan structures. Tell us about your situation, and we'll route it to the lender whose program actually fits.
Term loans
A lump sum repaid over a fixed schedule, typically used for a specific investment like expansion, a large purchase, or refinancing existing debt.
Working capital loans
Financing to cover day-to-day operating costs, payroll, or inventory during a slow season or a growth push, without disrupting cash flow.
Equipment financing
A loan structured around a specific piece of equipment, where the equipment itself typically secures the loan. See our dedicated equipment financing guides for details by industry.
Business lines of credit
A revolving credit line you draw against as needed and repay over time, useful for managing uneven cash flow or covering unplanned expenses.
Growth and expansion capital
Financing tied to a specific growth plan, such as opening a new location, taking on a large contract, or scaling production.
Frequently asked questions
What is a business loan?
A business loan is financing a company borrows and repays over time, usually with interest, to cover a cost like equipment, working capital, or expansion. Unlike investment capital, a loan doesn't give up any ownership of the business.
What types of business loans does Five North Capital help arrange?
We work with institutional lenders that offer term loans, working capital loans, business lines of credit, equipment financing, and growth capital. We match your inquiry to the lender and loan structure that fits your situation.
Is Five North Capital a direct lender?
No. Five North Capital is a financing brokerage. We don't lend our own money — we connect your inquiry with the institutional lender in our network best positioned to fund it, and manage the process from there.
How much can my business borrow?
It depends on the lender, the loan type, and your business's revenue, time in business, and credit profile. Loan amounts across our lender network span from smaller working capital advances to multi-million-dollar financing for larger equipment and expansion needs.
Do I need good credit to qualify for a business loan?
It helps, but it isn't the only factor. Lenders also weigh time in business, revenue, and cash flow. Some programs in our network work with newer businesses or less-than-perfect credit, typically with different terms than a stronger profile would get.
How fast can I get approved for a business loan?
It varies by lender and loan size, but many decisions come back within a few business days once your inquiry is matched to the right lender. Larger or more complex financing can take longer.
Is there a cost to submit an inquiry?
No. There's no cost or obligation to tell us about your financing need. We only get involved once a lender match makes sense for your situation.
Request a Business Loan
Tell us about your financing need. If it's not equipment-specific, just select “Other” below, and we'll follow up to learn more.